08. Banking and Business Law

At Reedman Law, our banking and business law practice is shaped by years of experience advising clients and liaising with business lawyers not only through growth and operations, but also through financial distress, shareholder disputes, and winding-down scenarios. This end-of-lifecycle perspective gives our team unique insight into the legal and financial risks that businesses face, allowing us to offer pragmatic, preventative advice long before those risks materialize.

We routinely act for directors, officers, and business owners who are personally exposed through guarantees, indemnities, or statutory obligations. Whether negotiating secured lending arrangements or advising on liability risk, we bring a strategic lens that protects both the enterprise and the individuals behind it.

Our lawyers also draw from experience serving as general counsel to businesses and high-net-worth individuals. We understand what it takes to manage legal risk in the real world, where time, relationships, and commercial judgment all matter.

Our banking and business law services include:

Secured Lending and Guarantees
Acting for borrowers in negotiating and reviewing loan agreements, personal guarantees, and security documents, with a focus on risk management.

Corporate and Commercial Advisory
Providing practical advice on governance, shareholder arrangements, director responsibilities, and risk, particularly in fast-moving or distressed business environments.

Debtor and Creditor Representation in Workouts and Refinancings
Advising on forbearance agreements, restructuring negotiations, and informal resolutions where insolvency is looming but avoidable.

Contingency Planning
Helping both creditors and debtors assess insolvency risk and prepare legal strategies in advance, before triggering formal legal or insolvency proceedings.

Enforcement and Recovery
Representing creditors in the enforcement of security, realization of assets, and related litigation.

Distressed Business and Asset Sales
Advising on purchase and sale transactions involving distressed companies, including pre-insolvency deal structuring and vesting orders.

Director Liability and Governance During Insolvency
Guiding directors and officers on their duties in the zone of insolvency, with a view to limiting personal exposure and managing stakeholder pressure.

Cross-Border Insolvency Issues
Advising on international restructurings, recognition proceedings, and coordinating with advisors and foreign counsel.

Our goal is simple: protect what you’ve built, before things unravel.